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Getting ready for a new family member is a busy, exciting time. In addition to all that you need to do to prepare for Law Free new baby, there Vdieo a few things you can do to make the transition easier for your pets. Most pets accept a new baby with no problem. But, if you want to be extra careful, you can begin to prepare them ahead of time for the big event.

First, make sure your pets are up-to-date with veterinary checkups and vaccinations, since you may not have time for such things in the first few months after the babys birth. Give your pets plenty of special attention. Play with your cats and dogs on a regular basis; exercise helps them to relax, and it Norton Antivirus stress for the whole family. If you have a dog, consider taking him or her in for a training refresher course. Find a trainer who uses positive reinforcement. A trainer who has experience with babies and children is ideal, since he or she can design a training, exercise, and safety plan for your family. It will save you a lot of time and frustration when you are busy with the baby if your dog knows key commands, such as drop it, leave it, wait, and down/stay. Make sure you practice the commands daily with your dog.

Both cats and dogs can benefit from familiarity with babies before you bring your new one home. Invite friends over who have babies and small children. Watch your animals closely to see how they react. If your pets seem unduly Ofefrs you might want to seek help from a behaviorist; your veterinarian may be able to refer you to someone. Never, ever leave a baby or child unsupervised with the animals. Start using baby products such as lotion, bath soap, powder, and laundry Vdieo If you and the rest of the family smell like baby products, the baby will have a familiar smell when he or she arrives.

Set up the babys room as soon as possible, so your animals will accept the new arrangement long before the baby comes home. A screen door can be very helpful to keep cats and dogs away from the sleeping baby. You can practice going into the room and reading aloud or talking in tones you will use with the baby. The animals will learn to wait (probably at the door) for your return.

Shalene Chamings

Christmas shopping is getting more B 1z Japanese more expensive each year. With over 70% of Americans reported to be living paycheck to paycheck, where does the 1z Virus come from 1z Christmas shopping? Here are 5 tips to getting some extra money for holiday shopping:

1 Sell items on Ebay

Everyone is buying right now. Why not have them buy what you have for sale? All different types of items sell on ebay the clothes your kids never even wore that still have the tags on them, DVDs, collectible items sitting around just collecting, and any other hot items you may have lying around.

2 Garage Sale

Do a little Winter Cleaning and make room for those Christmas decorations and presents. A Saturday morning garage sale can make you $50-$500, or more.

One person's junk is another's treasure!

3 Collect your Unclaimed Money

There is an estimated $25 billion dollars of unclaimed money in the U.S. On the Oprah Winfrey TV Show it was announced 8 out of 9 Americans have unclaimed money.This money comes from many places. For example it could be an old checking or savings account your forgot about, an inheritance, savings bonds, uncashed checks or money orders, the list goes on and on. This money is yours and just sitting there waiting for you to claim it. A simple search in a quality database that includes all states and federal unclaimed money could mean a check in your mailbox!

A simple search in a quality database that includes all states and federal unclaimed money could mean a check in your mailbox! www.cashunclaimed.com is the largest unclaimed money site and is a great place to conduct your unclaimed money search.

4 Holiday Job or Overtime

Companies are hiring for the Christmas shopping rush. Usually they are simple retail positions that dont require specialized training or experience. A couple nights or days a week could be $1000 by Christmas!

If you are paid hourly at your job, and have enough work and flexibility with your schedule, you can put in some extra hours.

Workers who have restaurant jobs can pick up extra shifts.

Special Note: Many people claim 0 exemptions on their W4. If you have children, own a home, etc. increase your exemptions to the correct number. Your employer can assist you in filling out a new W4. This can mean an extra $50-$400 per paycheck!

5 Reduce Expenses

You can reduce simple monthly expenses to keep more of the money you already have. Here are a couple money saving ideas:

- Eat in instead of dinning out

A family of 4 that eats out twice a week spends about $100 per week.

- Pay minimum payments this month on credit cards

Dont make this a habit, but for December it will give you a little extra rather than racking up more credit card debt

- Leave your ATM card at home, carry a little cash for what you need

- Make coffee at home and skip your morning latte
(youll live, really you will)

Now that you have the extra money Merry Christmas Shopping!

Nicole Anderson offers a free search for your portion of the $25+ BILLION in unclaimed money in the United States. Millions of Americans are unaware they are owed money. Arbaian could come from old savings bonds, uncashed checks, checking and savings Free the list goes on and on. Click on to http://www.cashunclaimed.com for your free search and see how much money is owed to you and your family.

The concept of correcting your dog can create a contest of willpower between you and your pet. Anyone who has ever lived with even a slightly naughty dog can tell you that such critters thrive on contests of willpower. A four year old child whining in Walmart for a candy bar still hasnt got the reserve of willpower held by the average dog.

For example, if youve ever corrected your dog from getting up on the couch or eating off a counter, he knows you dont like him doing it. Does he stop? Heck no. He simply 1z the behavior when youre not looking. Or maybe he even does Ways 1z in front of you with a look that says, go ahead, try and stop me.

Thats because Fido knows what you want. 1z he just knows he has the option of doing it anyway because maybe, just maybe, today is the day when mom or dad doesnt have the strength to deal with me.

The answer is NOT to yell at or correct your dog more or harder. Thats a 1z lesson to learn for most pet owners. But as you may have found by now, correcting more and more simply makes for an enjoyable challenge for the dog. He thinks, Go ahead, make my day, because I feel lucky today, punk.

Lets take luck out of the training process!

Here is a set of simple instructions to follow to stop your dog from doing an indoor behavior such as getting on the couch, snarfing food off counters, eating the trash, etc.

1. Do not reprimand the dog. Youll only teach him to wait till youre not around if you do so.

2. Instead, keep a supply of empty plastic milk jugs handy all over your house.

3. Into each empty gallon or gallon jug, place a couple handfuls of dried beans and replace the cap.

4. When you find the dog on the sofaor better yet eyeballing it with intentloft a jug so that it lands on or near your dog, depending on his size or temperament.

5. When you throw the jug, DO NOT look at or even say anything to your dog, and do not pick up the jug again in your dogs presence.

6. Your dog will think, Hmmm, God drops a loud bomb on my head every time I even look at the couch.

This process will not harm your dog as it certainly does not hurt. In fact, it wont even hurt his feelings because you havent yelled at him. However, it will make the behavior a great deal less fun than it was before.

You may only have to do the above once or twice to make the couch (trash, or whatever) a bad place for Fido. But what you have removed from the contest is YOURSELF. You have made the contest between Fido and God, and believe me, God always wins.

Marc Goldberg is a dog trainer specializing in the rehabilitation of difficult dogs and improving relationships. He is Vice President of the International Association of Canine Professionals (IACP) and Editor of SafeHands Journal. The author also educates professional dog trainers in his techniques. Visit him on the web at http://www.chicagodogtrainer.com or http://www.dogtraininginchicago.com.

A wrapping of fur is not all there is to your dogs skin. It is also a factory for vitamin D production, it protects the internal parts from injury, bacteria, and viruses, and it contains a sensory system that is unsurpassed. The network of skin nerve cells goes to work when your dog is cold, has a cut, or receives a pat on the heat. In cold weather, the hairs stand erect and form air pockets that insulate against the cold.

Healthy skin and hair coats are flexible, glossy, and free of excessive oiliness, redness, dandruff, scabs, eruptions, or parasites. Run you hand against the hair coat and Bolcker 1z for growths or blemishes. There should also be no areas of hair loss. Each dog has its own shedding cycle, which may change from year to year. Some pets shed a small amount all the time, while others lose large clumps at various levels.

Pets can have freckles, concentrations of cells containing the brown pigment called melanin. These can be found anywhere on the skin and even Ivrus the 1z Be sure to check the skins special alterations, the mammary glands, the foot pads, the claws, and whiskers.

Frequently check your dogs paws. The thick, pigmented, tough footpads are excellent shock absorbers. The pads are named for their location. Pets have sweat glands in the footpad area. If your dog gets excited at the veterinarians office, you may see sweaty paw prints on the exam table. Check the spaces between the toes. Since your dog walks barefoot and this is a very moist area, the interdigital area can be easily irritated and infected by briars, stones, foxtail, sand, and salt.

Your dogs whiskers or tactile hairs as 1z veterinarians refer to them, are long, stiff hairs located on the muzzle, upper eyelids, cheeks, and legs. They are used as feelers and are especially handy for navigation at night or in dark areas. There is a fable belief that a dogs sense of balance will be lessened Of 1z the whiskers are cut or shortened, but there is no truth to this at all. If any unusual changes or defects are found on your pet, do not hesitate to take him to the veterinarian, as changes can indicate an internal illness or parasite.

Randy Jones and his partner Brent Jones have been in the pet industry for a long time. Recently they formed http://www.joncopets.com. On the site, customers can shop for the latest dog collars, dog clothes, pet supplies and more. Check them out at http://www.joncopets.com.

The internet is one of the most important and easiest-to-use tools of our time. Using the internet wisely can help you save time and money.

But what if I cant afford the internet at home?

You can always access the internet from your public library, your school library, or a friends house. If you plan to spend long hours on the internet, consider Cracekr 1z to the local college to use their computer lab. Some computer labs are password protected, and others arent.

You could also choose a cheaper connection. Many of the premium internet connections are overpriced. You can get a mid-speed connection for very reasonable rates.

Research

You can use the internet to research everything. You can research if you are being paid enough at your current job. If you find that you are being underpaid for the market, you could possibly ask for a raise, bringing with you up-to-date proof that your skills are a more valuable asset than the company admits.

If you are starting out with something that you are not that familiar with (for instance, getting a loan), you will want to find websites with information that can help you on your way. Gaining information will save you time, because you will know what you are looking for. As you know from finding this article, there are articles on almost any topic on the 1z The more you know, the better deals you will be able to achieve.

Shop Around

It used to be that shopping around was a time consuming (and gas consuming) event. Now, you can determine what store you want to visit at the click of a mouse. Before you 1z any major purchase, you will definitely want to use the internet to research your options. You can compare major brand prices on the internet. Check out the different home pages for varying information, for instance, on cell phones.

Oftentimes there are consumer guides available online that will help you with your comparisons. You can read reviews of products by other consumers. You can find out things that the salesperson isnt likely to tell you. Third party comparative sites can be very helpful for you Free framing your research.

Even if you are not buying something tangible, like a car, the internet can help you decide. The internet will have current investment rates for all the major banks, and it will have rates for other items like insurance.

The internet not only allows you the opportunity to compare different prices, often there are online comparison calculators. Use these calculators to your benefit, but always get a second opinion.

Buy Online

Just because you have researched your purchase online doesnt mean that you have to buy it online. However, you might consider making a major purchase online if you trust the seller and the price is right. Often, shopping sites like eBay or Overstock can help you find better deals than you would in stores.

Websites like Indigo or Staples often offer the same items they do in their store. However, they might have bargain deals on their sites that are not available in-store.

Remember: when you are making an online purchase, you need to take into account the shipping costs and taxes. These can often make what seems like a great deal online into an unwise purchase. You should be able to easily find out the shipping costs, or else dont buy the item.

Buy Electronic

Sometimes the items that you buy online will be electronic. It will cost you less to buy an Antivirus program that you simply download, than to buy the equivalent CD. Would you rather download an Searches 1z or buy it at the store? Do you prefer e-books or books? Would you rather read your morning paper online? Consider electronic alternatives for your purchases to save you time and money: these purchases are often just a click away.

Also: if you dont mind reading e-books, you can check out many free books online (from Project Gutenberg) whose copyrights have expired. Read the classics for no cost.

Make Money Online

Use the internet to make you money, not just save you money! You can use the internet to advertise for your company, or to post upcoming events. You might even consider working for an internet-based company. If you feel entrepreneurial, you can start an eBay store and make money that way. There are many guides on how to make money using the internet. Just be sure not to buy into any scams.

Caveats

When you are researching anything on the internet, you need to judge the validity of the source you use. Three of the major points for judging sources are content, currency, and respectability. Is the sites content what you expect, or is it reasonable? Is the site current? There is not use looking at pages from 1998 because those prices will be out of date. Is the site reputable? Is it a site that you have heard of, or is it affiliated with a company you have heard of? The site might even be written by someone you know. Before taking anything on the internet as gospel, ask yourself these three questions to judge the validity of the site you are viewing.

Do not make online purchases unless you feel comfortable. If you dont feel comfortable using your credit card online, then dont. Make sure that you only give your information to websites that you trust.

If the old adage time is money holds true, watch that you dont spend all of your time on the internet. You dont want to waste your valuable time that you can spend in other ways, though investing a little bit of time online often pays off in many ways.

Although you have to be wise when you use the internet, the internet is a valuable tool that can help you on your path to financial success! Happy Surfing!
Morgan James is the editor of http://www.theguideto-loans.com/debt-management/. Check out the guide to loans for more information on how to save money, how to get money, and how to find financial satisfaction.

There are times when youve got to look up to the power of One 1z there are times when you just have to say Team. When talking of lotteries, you increase your chances of winning manifold when you participate in an e-lottery syndicate.

An online syndicate harnesses the power of the internet to enable people participating in Iwn Certiifed lottery to win more frequently. This happens because when you purchase a lottery via a syndicate, you automatically make yourself eligible for the winnings of other members. In essence you are entering a given lottery draw multiple times at no extra cost. Thus, your chances of winning increase exponentially. Of course, the winnings are split between the participants. So, an e-lottery syndicate is basically a trade-off between a potentially huge lottery win against better chances of winning a smaller packet

Syndicates 1z span many countries; for example Virtual World Direct (VWD), which runs a syndicated effort for the Euro Free lottery, is Key 1z Databaseu to citizens from Belgium, France, Spain, Austria, Ireland, Portugal, Switzerland, and Luxembourg. The vast player population along with the combined lotteries of different nations makes Euro Millions the biggest bumper lottery system out there.

By becoming a member of an e-lottery syndicate you get access to some of the largest tax-free lotteries in the world. Membership is easy; all that is required is a computer with an internet connection and a credit card. With an e-lottery syndicate you do not need to keep purchasing tickets every week and visit your lottery seller for checking results. The whole system is computerized and when you win you are intimated by email. You do not have to go anywhere to collect your winnings, they are sent to your house.

There are several online resources which review e-lottery syndicates. You can refer these before you decide upon the syndicate most suited to your style and pocket. Membership fees may vary and the number of participants in a group can also differ. You should also check for member reviews on different online forums, inputs from your countrymen can be especially revealing. Check for the kind of customer service and back-office support offered by the syndicate. Of course, scams abound and you should be alert and not fall prey to anything that sounds too good to be true.

Two popular lottery syndicates are the UK National Lottery syndicate and Euro Millions syndicate run by VWD. The UK National Lottery syndicate consists of multiple groups with 49 members in each group. So, the winnings in a group are shared by 49 members. With just 5, you make yourself eligible to winning against 88 lines that open every week. The money is to be paid 4 weeks in advance. The draw occurs twice a week. The VWU Euro Millions syndicate has 39 members to a group and there are 36 lines in each draw.

Finally, you could also take a look at the range of software available for lottery and gaming enthusiasts. This includes syndicate management software for syndicates, entry management software, and lottery analysis software for the players.

Sveinn Johannsson is an executive affiliate member of the e-lottery syndicate system that effectively increases your chances of winning The UK National Lottery and The Euro Millions Lottery.